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Existing patients.Call (727) 761-7359

Insurance at St. Pete

Your dental benefits. Put to work here.

  • In network with most major PPO plans
  • Benefits checked and claims filed for you
  • Estimated costs explained before treatment
Call About Your Insurance
Two people reviewing dental insurance documents at a table.

Most major PPOs accepted

Our accepted plans include Aetna, Careington, Cigna, Delta, Guardian, Humana, MetLife, Principal, Sun Life, and United Healthcare. Tell us your carrier and plan type so our team can confirm how your specific plan works here.

We also participate in some Aetna, Cigna, and Careington discount dental plans. We do not accept HMO, DMO, or capitation plans, and we cannot file Medicare plans.

Do not see your plan listed? Call us. Some plans work through umbrella networks, and our team can review your options without assuming you need to find another dentist.

Dr. Rushmore with a patient in a consultation room at St. Pete Family & Cosmetic Dentistry.

See your estimated share

Before treatment begins, we contact your insurance company and explain the estimate in three parts:

  1. The treatment fee: The cost of the care your dentist recommends.

  2. Your estimated benefits: The amount your plan is expected to contribute.

  3. Your estimated share: The amount you would pay after that contribution.

Before your visit

Start with your insurance company's name and whether your plan is a PPO, HMO, or DMO. Our team will explain what else is needed to review your benefits.

After your examination

Your dentist explains the findings and treatment options. Our team reviews the fees and estimated benefits for the care you are considering.

Your insurer determines final coverage and payment. An estimate is not a guarantee of benefits.

Your insurance questions, answered

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Can I use my dental plan here?

We are in network with most major PPO plans. Participation and benefits vary by the specific plan, so tell us your carrier and plan type. Our team can confirm the details before your visit.

Ways to cover your share

No dental insurance? The Powless Plan is our in-house dental savings plan for ongoing care. Ask about current membership details and how it applies to the care you need.

A larger treatment cost? CareCredit offers monthly payment options for qualified patients. Financing is subject to credit approval and the selected plan's terms.

We also accept cash, personal checks, Visa, MasterCard, Discover, and American Express.

Explore Financing Options
A treatment coordinator talking with a patient at St. Pete Family & Cosmetic Dentistry.

Start with your insurance question

Tell us your insurance company's name and what you want to know, whether it is about a first visit or treatment you are considering. Our St. Pete team can review the next step with you.

Call (727) 761-7359

Ready for a first visit?

After an online appointment request, our team will call within two business days to confirm the details. Your appointment is scheduled only after we confirm it with you by phone.

For urgent dental concerns or changes to an existing appointment, call the office directly.

BEFORE YOU ARRIVE

Plan Your Visit to St. Pete Family & Cosmetic Dentistry.

Use these details to plan your visit. New-patient requests are handled separately from existing-patient office assistance.

LOCATION

1747 16th St N
St. Petersburg, FL 33704

Get Directions

Free parking is available at the office.

OFFICE HOURS

  • Monday through Thursday

    8 am – 5 pm

  • Friday

    8 am – 1 pm

  • Saturday and Sunday

    Closed

WHO SHOULD YOU CONTACT?

New Patients

Request a visit. The team reviews each request and confirms the appropriate next step.

Existing Patients

Current patients should call the office for help with an appointment or another patient need.

Urgent Concerns

Call us about the tooth that's troubling you. Our team can check the next available appointment. An online request does not reserve urgent care.

Call (727) 761-7359

YOUR FIRST VISIT

Your first visit includes a comprehensive evaluation, digital photos and X-rays, so you can understand what needs attention.

Patients with a specific problem can request a focused examination for that concern.

INSURANCE INFORMATION

If you plan to use dental insurance, have the name of your plan available. The team can review your coverage before treatment begins. We accept most major PPO dental plans, including Aetna, Cigna, Delta, MetLife and others.

For privacy and security, please do not send your insurance card by text. Call the office instead.

APPOINTMENT CONFIRMATION

Submitting a request does not instantly confirm the visit. The office will review your information and confirm the appointment details.

If you believe you are experiencing a life-threatening medical emergency, call 911.